Charges for Negotiations
Our charges for negotiating agreements with your lenders are subjected into three categories:
- For the outstanding balance between £500-£1500: £200.00 plus VAT per debt.
- For the outstanding balance between £1501-£9,999: £300.00 plus VAT per debt.
- For the outstanding balance £10,000 and £25,000.00: £500.00 plus VAT per debt.
- For the outstanding balance £25,000 and more: £1,000.00 plus VAT per debt.
Our Offer for Negotiations
- We offer you a free first bi-annual and annual review with all your creditors.
- If we have to reschedule or restructure your payment plan during one-year time we will not charge you any amount.
- Restructure of Reschedule your payment plan after first free annual review you will be charged flat £100.00 for every debt.
Charges For Default Cases
- From £300.00 plus VAT to deal with one default case against your lender.
Charges For County Judgement Cases
- From £500.00 plus VAT to deal with one CCJ case against you.
Cancellation and Refund Policy
If you acquired our services online, over the phone or by mail-order you have the full right to cancel this Agreement within 14 calendar days of signing this Agreement by writing to First Credit Advice Limited.
- If the Agreement is rescinded within 14 Calendar days of signing the Agreement, you will be entitled to a full refund of any fees/payment made to First Credit Advise Limited.
- If the Agreement is rescinded within 14 Calendar days of signing the Agreement, however, substantial work has already been carried out against your agreement, we shall deduct a reasonable charge for the work already carried out. First Credit Advice Limited will immediately cease working on your matter and no further work will be undertaken.
- If you physically visited our office to arrange the service, you will not get this cooling-off period.